The information/material provided on the web site www.nsureplus.com
(hereinafter referred to as NSure) is provided on an "As Is” basis.
NSure and its contents on the website are the properties of Hero
Corporate Service Limited (hereinafter referred to as HCSL).
HCSL has state-of-art technology and using the same it has
developed the above mentioned web site which is a web-based interface
that allows the distributor to generate insurance policies of the
insurance companies who have subscribed to this web site and/or entered
into an agreement with HCSL.
HCSL has exclusive and sole discretion to select the dealers
who would be entitled to use, access and issue on-line insurance
policies. HCSL also reserves the absolute right and discretion to
decide on the criteria for selecting the dealers for issuing on-line
For accessing certain areas of the site you may be required to
register/subscribe for the same. This will involve you being required
to create your own user name/log-in identity and password. You are
solely responsible for the confidentiality and use of and access to the
site Content and the Site using your user name, sign on password,
Alteration / Changes to the Site
"HCSL” reserves the right, at any time and from time to time, in
its sole discretion, without any prior notice or intimation, to alter,
change, modify, add or remove, or suspend portions of the Site
content available on the site and / or to otherwise restrict the use and
/ or accessibility of the site or the Site Content.
"HCSL”, may in its sole discretion, without prior intimation,
terminate or suspend your access to all or part of the Site (including
any right to access) with or without cause by delivering notice to
you. This right of termination is in addition to all other rights or
remedies of "HCSL” provided in these terms and conditions or by law.
All material available on this web site NSure Plus and the
processes used in generating the on-line insurance policies are
protected by copyright laws. (depicted as © Hero Corporate Service
Ltd. All rights reserved.)
Access to the NSure Plus web site and issuing of policy is subject
to Terms and Conditions which you accepted during the registration
process. These Terms and Conditions contain warranty disclaimers and
limitation on use.
HCSL expressly disclaims to the maximum limit permissible by law,
all warranties, express or implied, including, but not limiting to
implied warranties of merchantability, fitness for a particular
purpose and non-infringement. HCSL disclaims all responsibility for
any loss, injury, liability or damage of any kind resulting from and
arising out of, or any way related to:
- a) any errors in or omissions from the Web Site and its
content, including but not limited to technical inaccuracies and
- b) any third party Web Sites or content therein directly or
indirectly accessed through links in the Site, including but not
limited to any errors in or omission there from
- c) the unavailability of this Site or any portion thereof
- d) your use of any equipment or software in connection with the Site
- e) your use of the Site
HCSL further makes no warranty that :
- a) the service will meet your requirements,
- b) the service will be uninterrupted, timely, secure, or error-free,
- c) the solutions that may be obtained from the use of the service will be accurate or reliable,
- d) the quality of any services, information, or other
material obtained by you through the service will meet your
HCSL along with its directors, employees, associates or other
representatives and its Affiliates along with its directors,
employees, associates or other representatives shall not be liable for
damages or injury arising out of or in connection with the use of the
Website or its non-use including non-availability, compensatory,
direct, indirect or consequential damages, loss of data, income or
profit, loss of or damage to property (including without limitation
loss of profits, loss or corruption of data, loss of goodwill, work
stoppage, computer failure or malfunction, or interruption of
business); under any contract, negligence, strict liability or other
theory arising out of or relating in any way to the Website,
site-related services, or any products or services and claims of third
parties damages or injury caused by any performance, error, omission,
interruption, deletion, defect, delay, delay in operation or
transmission, computer virus, communications line failure, theft or
destruction or unauthorized access to, alteration of, or use of
information, whether resulting, in whole or in part, from or relating
to any of the services offered or displayed by HCSL on the NSure
Governing Law and Jurisdiction
These terms and conditions shall be governed, by and construed
in accordance with, Indian Law. The parties irrevocably agree that the
civil courts at New Delhi, India shall alone have exclusive
jurisdiction to deal with all matters in connection with these terms and
conditions. (Not withstanding the above, HCSL shall have a right but
shall under no obligation to do so to bring any proceedings relating
any matters arising out of, under, or in connection with these terms
and conditions or use of the Site in the courts of the country of your
residence or, the country of your principal place of business.)
Thank you for visiting the NSure Plus website and reviewing our
information about you.
We record non-personal information about your visit and the information filled in for issuing insurance policies.
Non-personal Information We Record
If you do nothing during your visit but browse through the
website, our website's operating system will automatically record some
general information about your visit.
During your visit, our web operating system will record:
- 1. The Internet domain for your Internet service, such as "xyz.com" or "xyz.net".
- 2. The type of browser (such as "Netscape version X" or "Internet Explorer version X") that you are using.
- 3. The type of operating system that you use (such as Macintosh, Unix, or Windows).
- 4. The date and time you visit our site, and the web pages that you visit on our site.
- 5. The address of the previous website you were visiting, if you linked to us from another website.
Policy Information We Record
If you generate on-line policy on the system, the server will record:
- 1) All personal details limited to what is submitted for issuance of policy
- 2) Premium calculations / discount details etc.
- 3) All or any endorsements during period of the policy
- 4) No claim bonus details wherever necessary
- 5) Issuing dealer’s contact details / any other details which may be mandatory in nature
This information will be not be shared.
We use "cookies" to help you use our websites interactively. A
cookie is a small file that a website transfers to your computer's
hard disk, usually to keep track of you while you are connected to
The cookies on NSure Plus web pages do not collect information about you, but only about your browser "session."
Information from E-mail You Send to Us
If you decide to send us an electronic mail message (e-mail), the
message will usually contain your return e-mail address. If you
include personally-identifying information in your e-mail because you
want us to address issues specific to your situation, we may use that
information in responding to your request. Also, e-mail is not
necessarily secure against interception. Please send only information
necessary to help us process your request.